Information & Education on:

• Pre-qualifying for a mortgage
• Finding a realtor
• Selecting a house
• Applying for financing
• Budgeting and saving for a downpayment
• Home inspections
• Federal, State and City assistance for income qualified buyers
• Real Estate terms
• Lending terms
• Housing care and maintenance
• Credit Reports and how the report affects mortgage decisions
• The entire home purchasing process, including the escrow process and closing costs
• Budgeting for mortgage payments
• Avoiding foreclosure
• Homeowner rights and responsibilities
• Fair Housing and Equal Opportunity Housing

Individual Counseling on:

• A family's specific situation and goals
• An Individualized Housing Counseling Plan to achieve homeownership
• Review and counseling on the credit report(provided FREE by AHCA)
• Follow-up at an appropriate time, as agreed to by AHCA and the family